Talei, New South Wales, reviewed almost 5 years ago . Alison Banney is the banking and investments editor at Finder. Some product issuers may provide products or offer services through multiple brands, associated companies or different labelling arrangements. To ask a question simply log in via your email or create an account. Jul, 2018. Cost (HKD) 3,180. Cara Melindungi PIN dan Kartu HSBC FlexiCredit Card: Segera tanda tangani kartu Anda setelah menerimanya. Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. HSBC's regular saver account scores well in our review, not least because you can carry over unused allowance into other months. HSBC Flexible Saver Whether you’re saving for a wedding, a new car, a once-in-a-lifetime holiday or maybe all 3, you can open as many Flexible Saver accounts as … Find out HSBC Flexi Debt Fund - Regular Plan asset allocation, HSBC Flexi Debt Fund - Regular Plan NAV range, HSBC Flexi Debt Fund - Regular Plan performance, returns and more. Mozo recommends that you read the relevant PDS or offer documentation before taking up any financial product offer. To make it easier, you can even set up a regular payment to automatically send a percentage of your salary each month. By providing you with the ability to apply for a credit card or loan, we are not guaranteeing that your application will be approved. HSBC UK Reviews 2,049 • Bad . Posts. When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. HSBC eFlexi Savings Account Review 2020. Mozo is paid by product issuers for clicks on, or applications for, products with Go To Site links. www.hsbc.co.uk. Superannuation. The gross interest rate on HSBC's Flexible Saver instant access account means that a balance of £1,000 earns 40p after tax. For more information please see Mozo's FSG, General advice disclaimer or Terms of use. I am absolutely appalled. Credit card limit is provided with indefinite term. HSBC has been the best bank that I have used till now, great service face to face and over the phone, very professional and great customer service and always going that extra bit to assist . www.hsbc.co.uk. Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product. Find out more Find out more about HSBC Flexible Saver . 5.0. As per our HSBC Term Deposit review page, your 12-month deposit will earn a rate of 1.95% p.a. Flexi Saver Apply now. You do not pay any extra for using our service. The limit, however, may be reviewed upon Bank's discretion. With the HSBC Flexi Saver, reaching you savings goal could be made a breeze. Good rates but not so convenient as far as branch network goes, HSBC has been the best bank that I have used till now, great service face to face and over the phone, very professional and great customer service and always going that extra bit to assist. Term Deposits. If none of the above applies to you, please speak to HSBC directly or visit a local branch to find out more. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market. AUD transfers are instant to any HSBC Australia account. The standard variable rate for this savings account is 0.05% p.a. What's more, it offers you the benefits of ready cash access worldwide through HSBC's global ATM network with optional facilities like the personal line of credit and credit cards. However if you forget to deposit the money into your HSBC Flexi Saver, you’ll then only earn 0.05% for the month. 1300 001 153. Disclaimer - Hive Empire Pty Ltd (trading as finder.com.au, ABN: 18 118 785 121) provides factual information, general advice and services on financial products as a Corporate Authorised Representative (432664) of Advice Evolution Pty Ltd AFSL 342880. Type of service: Savings Account. Compare Flexi Saver and other Savings Accounts products at RateCity, Australia's leading comparison site. FROM TIME TO TIME THE BANK MAY REVIEW THE CARD NOMINAL RATES IN ORDER TO REFLECT MARKET TRENDS. A savings ... HSBC Serious Saver applicants must be aged 18+. It is sponsored by HSBC Securities and Capital Markets (India) Private Limited (HSCI). Cost (HKD) 3,180. 5 / 10. Level 10, 99 York St, HSBC Asset Management (India) Private Limited acts as the investment manager of HSBC MF (AMC). HSBC Flexi Saver account. How much you save is up to you – you can put in a lump sum or save a little at a time, starting from just £1 This type of flexibility gives you more control over how you reach your savings goals. You can then see which costs are fixed and varied, and which you can make savings on. Having the flexibility of still earning interest even when a deposit obligation is not met is a compelling reason to choose this savings account. You can also review and compare HSBC term deposits and HSBC transaction accounts. Whether you’re paying in-store, shopping online or simply making a purchase over the phone, you can use your own cash and avoid accumulating debt on a credit card. Lastly, we can’t predict how likely it is that a variable rate will change. First, you'll need to print off and complete an ISA transfer form (PDF, 151KB). As long as you meet the bonus interest criteria, you will get the bonus interest earned on the following month. With the HSBC Flexi Saver, reaching you savings goal could be made a breeze. Me and DH want to open a joint account, we are looking for premium account as it is offering excellent benefits including free international transactions, free cheque books etc. For example, if you meet the goal in January, your savings account balance for the month of February will have the bonus interest rate of 0.9% p.a. by simply crediting your monthly salary of at least S$2,000 via GIRO. If you’re a saver committed to building your savings stash, then the HSBC Flexi Saver could be the savings account for you. In fact, don't even expect a debit card. Kamu bisa setor/tarik tabungan kapan saja tanpa jumlah minimum dan mendapatkan bunga 3% p.a. I went to work this morning on public transport using my card to pay. I went to work this morning on public transport using my card to pay. If you have a Help to Buy: ISA with another provider, you can transfer it to us if you hold an HSBC current account, Flexible Saver or Premier Savings. Cost (HKD) 192,100 (60,000 x 3 + 12,100 ) Reimbursement of HSBC VHIS Flexi Plan - Bronze (HKD) Fully covered. Car Loans. However not all banks drop their rate, so there’s no real way to predict this. If you don't have any, we'll convert your Regular Saver to a Flexible Saver for you. 1 You'll get a fixed rate of 3% AER/gross if you're a Bank Account, Bank Account Pay Monthly, Student Bank Account or Graduate Bank Account customer. The 28th of a month. Increase balance by at least $300 in the month (excluding interest), unlimited free transactions from phone, internet, branch, Based on 326 HSBC savings account reviews. This is a month by month reward system, so if you are unable to meet the goal once in a month, you can still receive the bonus interest the next if you make the $300 deposit. HSBC has products for every money need you can think of, including savings accounts and term deposits for your day-to-day money management, a suite of home loans to finance your dream home, plus credit card and personal loan options. 'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. I have been an HSBC customer for 20 years and I am disgusted by the way I have been treated today. Write a review Write a review Reviews 2,049 ... Called to clarify why gross interest rate on my flexi saver account deposited monthly is lower than lowest advertised AER. Other banking services fees and charges may apply. Just remember that if you fail to meet the maximum rate conditions, you will only receive the base rate of 0.05% for the month. FROM TIME TO TIME THE BANK MAY REVIEW THE CARD NOMINAL RATES IN ORDER TO REFLECT MARKET TRENDS. You do everything online from start to finish.If you have a current HSBC account, such as an HSBC Choice or HSBC Advance Checking, opening an account is even easier. Write a review. To open an HSBC Flexible Saver account, you need to be: aged 16 or over* * If you don't have an HSBC current account, call us to open the Flexible Saver or to make an appointment in your local branch. She has written about finance for over six years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business. Sort by: Sort order: Review by hdeakin299 submitted on 26 February 2013. At Finder, we value and respect our editorial independence. Revolut Plus is the latest tier of current account to be offered by digital banking brand Revolut, so how do the fees and features stack up? I have been an HSBC customer for 20 years and I am disgusted by the way I have been treated today. You may need to link this to a Transaction Account to make withdrawals. With an HSBC Foreign Currency Flexi Saver Account, your interest is calculated daily and credited to your account monthly. While we may receive revenue and referral fees from advertising and affiliate links, advertisers do not approve our reviews. The interest rate is calculated daily and paid into your account monthly on balances of up to $5,000,000. bonus interest rate, capped at the following average daily balance. Compare Flexi Saver and other Savings Accounts products at RateCity, Australia's leading comparison site . I have been an HSBC customer for 20 years and I am disgusted by the way I have been treated today. Save in foreign currencies with flexible access to your account. What savings account options does HSBC offer? The base interest rate is 0.01% p.a. HSBC – Flexible Saver Variable rate Instant access £1 0.01% AER variable loading. So if you withdraw money, you need to replace that plus another $300 by the end of the month. To see the rates, please see this page. being applied to your savings. EW NEWBIE . Compare Flexi Saver and other Savings Accounts products at RateCity, Australia's leading comparison site. We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not. flat for any account balance. Write a review Write a review Reviews 1,916 ... Called to clarify why gross interest rate on my flexi saver account deposited monthly is lower than lowest advertised AER. AUD transfers are instant to any HSBC Australia account. The HSBC Flexi Saver account is a fee-free account with a bonus interest rate. We provide tools so you can sort and filter these lists to highlight features that matter to you. Added to your standard rate, this equals an interest rate of 0.85% p.a. If you deposit $350, but withdraw $100, then you will not be able to receive the bonus. You cannot reinvest your Regular Saver with the same account number, however you can open a new account once the funds have matured. So on the first month, you’d earn the normal interest rate of 1.5%. Our HSBC savings reviews can help you to find out information like this. Thank you for getting in touch with finder. HSBC Mutual Fund was incorporated in February 2002. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. Plus, you can make as many withdrawals as you like through the month. Items: Specified medical implants and miscellaneous charges. flat for any account balance. The HSBC Direct Savings account offers a top-tier APY and only requires a minimum opening balance of $1. HSBC Personal customers SGD25,000 Simply credit a monthly salary of minimum SGD2,000 from your employer into your eFlexi account through GIRO, and enjoy 0.80% p.a. How easy is it to contact HSBC? Sydney, NSW, Australia 2000. First be sure that you are able to meet the eligibility requirements: If you meet the criteria, gather the following documentation and proceed to the secure application page: Once your application has been submitted, expect to hear back from an HSBC account representative in two business days. Photograph: Katie … Mastercard Standard Flexi cards are valid for three years period. I would like to know if the Flexi Saver Account has an interest rate maximum of 2.50% with the bonus interest. Read full review… Please feel free to reach out to us if you have any other enquiries. You should consider whether the products or services featured on our site are appropriate for your needs. If you open a new Flexible Savings Account you get 1% extra for a year. Features of an HSBC Foreign Currency Flexi Saver Account The chief selling point of the HSBC Foreign Currency Account is that because HSBC is a large, international bank, it can not only do away with monthly fees, but it can give you access to your foreign currency from wherever you are through their online banking system. Customer service . International online transfers are not handled well and they don't deliver the service that is expected from them. What is the best return I can obtain with a deposit of $100,000.00 with a minimum of 12 month-period. Please refer to the Personal Banking Booklet (PDF, 1.50 MB). Items: Specified medical implants and miscellaneous charges. No interest is payable for balances over $1,000,000. However, we aim to provide information to enable consumers to understand these issues. And does the bonus interest rate apply to that month’s balance or next month, so if I meet bonus interest criteria in May then I get bonus interest on June or May’s balance? HSBC eFlexi Savings Account Review 2020 The HSBC eFlexi Account encourages account holders to save their salary without spending. You can only obtain that interest rate if you open the account on ONE specific date in a calendar month and make no withdrawals whatsoever for 4 … I have been an HSBC customer for 20 years and I am disgusted by the way I have been treated today. We try to take an open and transparent approach and provide a broad-based comparison service. Please refer to the Personal Banking Booklet (PDF, 1.50 MB). Balances from $0: 0.85% p.a.Balances from $5,000,000: 0.00% p.a. Electronic transfers could take 1-3 business days to process. so will most likely move alongside the RBA cash rate. Toggle navigation powering smart financial decisions. And how friendly are they? If you're unsure about anything, seek professional advice before you apply for any product or commit to any plan. You may click on the “Go to site” and look for their contact page to reach out to HSBC directly to confirm this information and/or begin your application. When you choose to save with the HSBC Flexi Saver account you will be rewarded each month for meeting deposit goals. We don’t compare all products in the market, but we’re working on it! Mastercard Standard Flexi cards are valid for three years period. Once the introductory period is over, you could consider switching your balance to the HSBC Flexi Saver . For the serious Saver, if you don’t make a withdrawal for the first four months, you are awarded a bonus interest rate – this then drops off and leaves you with a much lower ongoing standard variable rate – currently its pretty much zero. After the introductory period, the ongoing standard variable interest rate applies. HSBC Savings Account review . We're currently making improvements to our Online Banking service. Plus, you can make as many withdrawals as you like through the month. Jangan memindahtangankan atau meminjamkan kartu HSBC FlexiCredit ataupun menginformasikan PIN Anda kepada siapa pun. HSBC provides migrant services that you can use so that before you arrive in Australia, or currently a non-resident, an account can be set up. Other banking services fees and charges may apply. HSBC Flexi Account combines the feature of a savings account that earns you higher interest with a current account that enables you to write cheques to pay your bills at your convenience. 8 / 10. Bank … Reimbursement of HSBC VHIS Flexi Plan - Bronze (HKD) Fully covered. by simply crediting your monthly salary of at least S$2,000 via GIRO. finder.com.au is one of Australia's leading comparison websites. Read full review. 8 / 10. Products marked as 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. At the end of 12 months, we'll transfer your balance into your Flexible Saver or Premier Savings account. You can make unlimited withdrawals by using internet and mobile banking, phone banking, in a branch free of charge as well as electronic funds transfer from this account to any Australian bank account. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria. Service Rating: Value Rating: Overall Rating: Recommended? Additional Information: A 14 day cancellation period applies to this account. With branches all over the world, HSBC is the world's local bank! Features . Nationwide is scrapping its 5% linked regular saver account, but if you head to a branch ASAP you could still grab one. Please note, the rates on this page do not apply to the foreign currencies. You can learn more about how we make money here. I have a flexi saver account which I use for my daily needs. For the bonus interest, does it work simply by looking if the closing balance is $300 more than opening (exclude interest), so you can deposit your salary and spend everything except $300 and earn bonus interest? 8 / 10. For bonus interest earned, that amount will be applied on the balance for the following month. Interest rates will vary based on the denomination of your account, as well as the size of your balance. Cost (HKD) 192,100 (60,000 x 3 + 12,100 ) Reimbursement of HSBC VHIS Flexi Plan - Bronze (HKD) Fully covered. Thanks for your comment and I hope you are doing well. 'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently. | Read 3,001-3,020 Reviews out of 3,368 And how friendly are they? To be eligible for the bonus interest rate, your balance on the last business day of the month is at least $300 higher (excluding interest) than it was on the first business day of that month. HSBC UK Savings Account: 0.45%. I have a flexi saver account which I use for my daily needs. I suggest that you contact HSBC directly to check other offers that they have for existing customers like you. We assist thousands of Australians each month choose a banking, energy or insurance provider. Likes: Low TER : Low AMC: "CORE" appeal. The AMC is known by the trading name of HSBC … I hold a joint advanced current account and regular saver, the saver account matured on 22/07/2020 and should have closed on that date and be placed in a flexible saver that I would have full access to. Latest post on 07 May 2015 - 14:29 Any reviews about their service, efficiency? You can also set … It's a good step towards your savings goal. I am absolutely appalled. The HSBC Direct Online Savings account is strictly a savings account. You can transfer funds from this account to any Australian bank account, though the transfers could take 1-3 business days to process. The maximum rate will then apply to the following month’s balance. I have a flexi saver account which I use for my daily needs. You can Mozo provides factual information in relation to financial products. HSBC Flexi Account combines the feature of a savings account that earns you higher interest with a current account that enables you to write cheques to pay your bills at your convenience. The HSBC Flexi Saver account is a fee-free account with a bonus interest rate. We’re reader-supported and may be paid when you visit links to partner sites. 8 / 10. Please note that the information published on our site should not be construed as personal advice and does not consider your personal needs and circumstances. We encourage you to use the tools and information we provide to compare your options. Open an account with £1. The account doesn't have tiered APYs, so customers can earn the … HSBC UK Reviews 1,916 • Bad . HSBC Online Banking activation. HSBC laundered billions for Mexican drug cartels. At the time of writing, some key features of the HSBC Flexi Saver account include: Monthly account fee: $0 It is a variable interest rate, so will most likely move alongside the RBA cash rate. £10 deposit to open. applied to it. A wide range of savings account are offered by HSBC UK, including HSBC Loyalty ISA, Regular Saver, Online Bonus Saver, Flexible Saver, HSBC Premier Savings, Future Saver for Children, and MySavings Account. I tried to use my card later in the day only to discover it was declined. Saving Accounts. ABN. Rates and fees information correct as at 2 January 2021. Get to earn interest rates from as high as 1.00% p.a. Just ensure that on the last business day of the month, your balance is at least $300 higher than it was on the first business day of that month. In regards to the $250,000 Government Guarantee, if an unlikely event applies where a financial institution fails, you’ll be protected for certain deposits which you’ll receive back a limit of $250,000 per account holder, therefore, you would be covered up to $250,000 with HSBC if an event that happens would require the Financial Claims Scheme to be applied. HSBC savings reviews can help you to find out more about life at HSBC. You can also review and compare HSBC term deposits and HSBC transaction accounts. Hope this helps and feel free to reach out to us again for further assistance. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. I am a one-time HSBC customer? Bonus interest is available on balances up to $5,000,000, which is much higher than many of the accounts that offer a better interest rate. 1 Introductory offer will be applied to your first Serious Saver account opened with HSBC or if your previous Serious Saver account was closed more than 12 months ago. With the Serious Saver account, it only applies the interest to balances up to a maximum of $1 million AUD. This savings account features a maximum rate of 0.85% and no upfront or ongoing fees, so you can keep every dollar in your HSBC Flexi Saver. HSBC Flexible Saver Whether you’re saving for a wedding, a new car, a once-in-a-lifetime holiday or maybe all 3, you can open as many Flexible Saver accounts as you have reasons to save. Overall rating 10 / 10 . And if you want to build your cash stash, you can link to an HSBC Flexi Saver or Serious Saver account. The HSBC Flexi Saver Account maximum interest rate is 2.50% p.a. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. This advertisement provides general advice only and doesn't take into account your objectives, financial situation or needs. What's more, it offers you the benefits of ready cash access worldwide through HSBC's global ATM network with optional facilities like the personal line of credit and credit cards. The HSBC Flexi Saver Account was awarded the Canstar 5-Star Rating for Outstanding Value – Savings Account in April 2019/2020. Less. The HSBC Serious Saver account is promoted as a high interest online account offering 3% interest rate for 4 months. If you do not hold any other savings accounts with us in exactly the same names as your Regular Saver account, then it will be automatically converted to a Flexible Saver or a HSBC Premier Savings account on maturity. Your interest may be credited to this account or another eligible account held with HSBC. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. If you like to compare savings accounts where the maximum rate applies to the whole balance, please see this page. Please read our website terms of use and privacy policy for more information about our services and our approach to privacy. The base interest rate is 0.01% p.a. Receive a lump sum. Trust . This can make it difficult for consumers to compare alternatives or identify the companies behind the products. Optional, only if you want us to follow up with you. HSBC in Australia is part of the HSBC Group, one of the world's largest banking and financial services organisations. Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Convenience . Review your raw ingredients, packaging, labour, warehousing, transport and insurance. Once you have been issued an account number, you can begin depositing money to reach your saving goals. Simpan kartu HSBC Anda di tempat yang aman. I’m afraid this simply is a deception. Hubungi Layanan Phone Banking HSBC di (021) 5291 4722 untuk mendapatkan PIN Anda. I would like to know what happens to the accumulated interest payments on HSBC Super Saver accounts when the interest takes the balance over 1 million. We've long been fans of Nationwide’s FlexDirect current account.. That's because it offers an interest rate of 5% on balances in the account, and then another 5% on your savings in its linked Flex Regular Online Saver account. For existing customers, like you, with internet banking and plan on opening an account with terms between 1 and 12 months, you can get started on applying by visiting HSBC website. For bonus interest earned, that amount will be applied on the balance for the following month, therefore if you meet the bonus interest criteria in May then you get the bonus interest earned in June. On 22/7/20 the saver was still open and I was unable to access it, I was also unable to open a new regular saver because the old account was still open. While Mozo attempts to make a wide range of products and providers available via its site it may not cover all the options available to you. HSBC Flexi Debt Fund - Direct Plan: Check HSBC Flexi Debt Fund - Direct Plan Review on The Economic Times. HSBC offer a Flexi-saver account but it has a lower interest rate than the Serious Saver, so I am just going to talk about the good one. An HSBC Flexi Saver account is a good option here, because you'll even get a Monthly Bonus rate 2 every month your balance is $300 more than the previous month. HSBC Flexi Saver review. We keep our reviews completely factual so you can use them to make better decisions. 167. I am absolutely appalled. I went to work this morning on public transport using my card to pay. Credit card limit is provided with indefinite term. This product is not currently available via Finder. A monthly top up would not pose a problem. We compare from a wide set of banks, insurers and product issuers. There are no minimum payments required and you can open the account with as little as £1. I hold a joint advanced current account and regular saver, the saver account matured on 22/07/2020 and should have closed on that date and be placed in a flexible saver that I would have full access to. The maximum rate will then apply to the following month’s balance.