Thank you for your interest. An important thing that you should note is that you should get health insurance when you are healthy and fit to cover the hospitalization expenses in case of COVID-19 infection. COVID-19 Are you covered for under-trial vaccinations? The general exclusions under health insurance plans covering COVID-19 are: Medical expenses where Inpatient care is not warranted and does not require supervision of qualified nursing staff and qualified doctor round the clock. A health insurance that covers COVID-19 hospitalization expenses for the elderly. The other thing that you should check is the offered Sum Insured (SI). Dispose used tissues in closed trash cans4. Many people with COVID-19 experience only mild symptoms in early stages of the disease. All the grievances are closed within the stipulated time frame of 15 days. :+91 75072 45858, Get Health Insurance for yourself and your family, Coverage for Pre and Post hospitalization expenses. General insurance is seeing claims growth post unlocking, says Tapan Singhel, MD & CEO, Bajaj Allianz. The COVID – 19 Protection Insurance (the “Policy”) is an open benefit policy provided by Reliance General Insurance Company Limited (the “Insurer”). Learn why you should not let the Coronavirus pandemic affect your long-term investments – on Bajaj Allianz Life Insurance Guide. Stay at home if you are feeling sick2. Covers expenses for all listed daycare treatments. All the grievances are closed within the stipulated time frame of 15 days. registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even It is very easy to buy health insurance plans covering Coronavirus online. While we are still learning about how COVID-2019 affects people, older persons and persons with pre-existing medical conditions (such as high blood pressure, heart disease, lung disease, cancer or diabetes) appear to develop serious illness more often than others. Have a look at the steps that you need to take to file claim under health insurance plans covering  COVID-19: To avail the cashless claim facility, you can approach any of our network hospitals for getting the best health care services in case you are infected with coronavirus or any other illness. Yes, medical expenses for private hospitalization are covered under health insurance plans covering COVID-19. The process to file a term insurance claim for COVID-19 deaths is also pretty much the same. Know your insurance limits. But, you should check the following things with your insurer before buying health insurance plans covering COVID-19: COVID-19 is an infectious disease that is caused by newly discovered coronavirus. Experimental, unproven or non-standard treatment. Bengaluru, Keeping the upcoming festive season and growing online frauds in mind, Flipkart on Tuesday announced a partnership with Bajaj Allianz General Insurance Company to offer 'Digital Suraksha Group Insurance for customers in the country. This site shares details of updated COVID cases across India, and other advisories from the government, that can be very useful. Table Data updated on 29-12-2020. call you back shortly to assist you through the Process. You can also choose from multiple sum insured options ranging from INR 1.5 lakh to INR 50 lakh. Health Insurance for coronavirus is certainly something that must’ve crossed your mind, during this worrying time. PhonePe had forayed into insurance vertical beginning with travel insurance back in January this year followed by Coronavirus insurance in April with Bajaj Allianz General Insurance. I mentioned in the beginning that the April growth for retail is minus 3% for the industry. Insurance companies have been witnessing a surge in t Give a missed call on +91 80809 45060 OR SMS To 575758 and our care specialist will call you back. Registered Address: Bajaj Allianz House, Airport Road, Yerawada, Pune-411006 Bajaj Allianz Corona Kavach Policy is a unique health insurance plan that offers coverage to get the protection from novel Coronavirus (Covid-19). Your email address will not be published. The product, Bajaj Allianz Pet Dog Insurance Policy, provides … me on the website with a specific request to call back at a convenient time. When it comes to coronavirus, health insurance is something that will certainly come in handy. irrespective For more details on benefits, exclusions, limitations, terms Bajaj Allianz Health Infinity Plan is an approved health insurance policy from Bajaj Allianz General Insurance Co. Ltd. However, as a company, we were like close to 10% growth. We assure you that both these claim processes are quick, easy and smooth. 1800-103-5858, Global Travel Helpline Health insurance plans covering Coronavirus offer you road ambulance cover, so that you reach your nearest hospital with adequate emergency facilities following an emergency. He has served at various other high-level positions, including as the MD and CEO of Bajaj Allianz General Insurance. Maintaining social distance is of prime importance. While this outbreak is certainly a cause for concern, it is important to remember that panic will only lead to chaos. T A Ramalingam, Chief Technical Officer, Bajaj Allianz General Insurance spoke to Reema Sharma of Zee Media Digital on the issues covering vulnerabilities regarding vaccination (if some sort … Hence, there will be no delay in providing health insurance services during the lockdown. All fields are required, Contact Us Sales: 1800-209-0144 (Toll Free) Service: 1800-209-5858 (Toll Free), Registered Address: GE Plaza, Airport Road, Yerawada, Pune-411006, IRDA Reg. of my contact number being registered on National Customer Preference Register (NCPR) under either All of our health insurance services like buying & renewing your health insurance policy and claim processing (Cashless and Reimbursement) are completely available online. 1800-209-5858, Sales :1800-209-0144 The overall rating of Bajaj Allianz Life Insurance is 4.1, with Skill development being rated at the top and given a rating of 4.0. People can catch COVID-19 from others who have the virus. Like this article? Clean and disinfect surfaces regularly. Website Compatible Browsers: IE11, Firefox, Safari, Opera, Chrome Learn the importance of investing in a ULIP plan during the COVID-19 pandemic. For more support and updated information about coronavirus, you can also visit http://www.mohfw.gov.in/ . Bajaj Allianz General Insurance is always there to provide the best possible medical treatment. Canara Bank and Bajaj Allianz General Insurance today signed a corporate agency agreement for distribution of Bajaj Allianz’s general insurance products through Canara Bank’s network of … Bajaj Allianz Life Insurance. The existing health insurance policy would only cover hospitalisation cost only, however under this policy one can claim even if the insured is not hospitalised but has been quarantined in a Government / Military Hospital / facility while undergoing COVID-19 treatment. © Copyright 2018. We at Bajaj Allianz understand the pain that you go through when you fall ill or have to get admitted to hospital for any health related emergency. I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. After you get discharged from the hospital, you need submit the following documents to the HAT team (within 30 days of discharge): We will examine these documents with the help of our in-house HAT team, who will process your claim within 10 days. 5 lakh. and conditions, please read sales brochure/policy wording carefully before concluding a sale. The Bajaj Allianz Corona Kavach Health Insurance Policy provides coverage for your medical needs while you receive treatment for COVID 19 + 91 (80) 41744345 | Login Home An individual health insurance policy covers you for COVID-19 hospitalization expenses, covers day care procedures, pre and post hospitalization expenses, road ambulance expenses and organ donor expenses. In this regard I shall not have Goutam Datta Being a life insurance provider, Bajaj Allianz Life Insurance’s role has become even more essential after the outset of Covid-19 outbreak to help customers meet their financial goals. Read more about working at Bajaj Allianz Life Insurance. However, the current scenario has emerged due to a new strain of Coronavirus that has previously not been identified in humans and is hence called novel coronavirus (nCoV). The policy is offered in collaboration with Bajaj Allianz General Insurance. Hats off to the Bajaj Allianz team. Please enter a Mobile No. Buy online Bajaj Allainz Corona Kavach health insurance policy today & get yourself protected from the cost of Coronavirus (Covid-19) treatment. Because if you purchase the health insurance plan after getting diagnosed with the disease, then it will be considered as a pre-existing illness and your policy will exclude the coverage for the same. various insurance Bajaj Allianz General Insurance Co. Ltd. All Rights Reserved. Our article has been crafted using the information shared by trusted sources like WHO (World Health Organization) and CDC (Centers for Disease Control), so feel free to share this article. With more than 6,500 cashless network hospitals, the health insurance company ensures that none of its policyholders has to compromise on receiving top-quality medical treatment. There are a few symptoms that can point towards a possible COVID-19 infection. The Insurance Regulatory and Development Authority of India (IRDAI) has asked insurance companies to come up with health insurance policies that cover COVID-19 … Bajaj Finserv offers pocket insurance for your everyday needs in categories health, travel, lifestyle, assistance etc. Bajaj Allianz General Insurance Company. Since the hospitalization expenses for coronavirus infection are very high, it is advisable that you get health insurance plans covering COVID-19 with a higher SI. A health insurance for senior citizens ensures that you do not spend all your savings on health in your old age. 1800-209-0144, Service : Commercial Communication even though the content of the call may be for the purposes of explaining No. However, Career growth is rated the lowest at 3.7. We hope that this article has helped you understand coronavirus, health insurance and how you can avail support and stay protected! Recently, the General Insurance Council (GIC), an association of 32 non-life insurers proposed a Covid-19 treatment rate chart by taking into account rates published by different state governments and consultation with health claim experts. The product, Bajaj Allianz Pet Dog Insurance Policy, provides … me if required. Bajaj Allianz Life Insurance Co. Ltd. D.No.20‐1‐91/J, Tirumala Bye Pass Road, Korlagunta, Revenew Ward No.20, Upstairs of Vallabhaa Hospital, Chittor, Dist. The basic coverages provided by health insurance plans covering Coronavirus are: It is a must to buy health insurance for Coronavirus to get the optimum coverage for this illness. You can either file a cashless claim or submit your medical bills and opt for reimbursement claim process against your health insurance plans covering COVID-19. Updated: Nov 25, 2020, 11.24 AM IST. Claim settlement process for reimbursement of Bajaj Allianz COVID medical insurance. With our Caringly Yours App, we make it easy for you to buy and renew your health insurance policy. How big a segment would this turn out to be? Corona Kavach Policy, Reliance General is an affordable Health Insurance policy that protects you and your family against hospitalization expenses due to COVID-19. The next thing that you need to get confirmation on is the waiting period. External medical equipment of any kind used at home as post hospitalization care. Yes, a standard waiting period of 30 days is applicable to health insurance plans covering COVID-19 treatment. If you feel that you are showing symptoms of Coronavirus, it is recommended that you avoid stepping out and connect with your nearest doctor, preferably on call, so as to avoid exposing others to the virus. New Delhi, Apr 1 (PTI) Flipkart-owned PhonePe on Wednesday said it has launched a coronavirus hospitalisation insurance policy called 'Corona Care' in partnership with Bajaj Allianz General Insurance. products/services and or my making a request to call me back, it is deemed that I have expressly authorized Buy and renew your health insurance policy with our Caringly Yours App. The cover is available on an individual basis as well as on a floater basis under a diverse sum insured options ranging from Rs. Tele Consultation: 4 free calls to take any consultation with certified medical practitioners available on call 24 hrs., 365 days ; Ambulance Assistance: We will provide assistance in arranging for an ambulance in case of any medical need. I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. Watch the video to know more. No, health insurance plans covering Coronavirus will not cover the medical expenses if you are placed under home quarantine. You can also download our Caringly Yours App to get the health insurance plan online. However, this health insurance has … Be the first to rate this post. Mantri Suraksha Bima Yojana, Weather Mantri Fasal Bima Yojana, Pradhan Moreover, supportive care for infected persons can be highly effective. Coronaviruses (CoV) refers to a large family of viruses that cause illness ranging from a mild case of common cold to severe diseases like Severe Acute Respiratory Syndrome (SARS). Once you are discharged, you need to keep all the documents with you along with medical tests, paying bills etc. General insurance is seeing claims growth post unlocking, says Tapan Singhel, MD & CEO, Bajaj Allianz. Have you read these stories? Flipkart-owned PhonePe on Wednesday said it has launched a coronavirus hospitalisation insurance policy, called 'Corona Care', in partnership with Bajaj Allianz General Insurance.. Bajaj Finserv owns a 52.82% stake in Bajaj Finance, as well as a 74% stake each in insurers Bajaj Allianz General Insurance and Bajaj Allianz Life Insurance. The disease that this virus causes is often referred to as COVID-19. Health insurance plans that cover treatment costs of Coronavirus infection cover you and your family members if you get infected with COVID-19. If you have an existing Bajaj Allianz health insurance plan, you can check with us about the coverage for COVID-19. So, if you are planning to get health insurance plans covering Coronavirus after the COVID-19 outbreak, then make sure that you get it before you become the victim of this disease. If you get diagnosed with the coronavirus infection after the waiting period, only then will you be covered under your health insurance. Corona Insurance: PhonePe on April 1, 2020 announced the launch of a unique Coronavirus Hospitalisation Insurance policy called "Corona Care" from Bajaj Allianz General Insurance. site half way enquiring/verify Bajaj Allianz General Insurance Co. Ltd's (BAGIC) products/services and or my making a request to call me back, it is deemed that I have expressly authorized BAGIC and or I am hereby authorizing At Bajaj Allianz General Insurance, all of our health insurance policies offer coverage for coronavirus. 85+ Products ₹79 onwards. There is no specific treatment for disease caused by a novel coronavirus. “The losses incurred are due to Covid-19 (pandemic) and not because of the insured perils mentioned under the insurance contract, as a result no claim is admissible,” said C R Mohan, Senior VP of Bajaj Allianz General Insurance. Please note that if you get infected with COVID-19 during the waiting period, then the coverage for the same will not be covered under health insurance plan. 25 Dec 2020. 3. site and leaving the site half way enquiring/verify Bajaj Allianz General Insurance Co. Ltd's (BAGIC) It is a contagious disease that spreads through droplets generated by coughing and sneezing of an infected person. though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. products and services or solicitation and procurement of insurance business. Covers your entire family including your parents, parents-in-law, grandchildren, and dependent siblings. All health insurance  policies are likely to extend their coverage for coronavirus. If you opt to get hospitalized to a non-network hospital, then you can avail the reimbursement claim facility. Based Crop Insurance Scheme, Farmitra Mobile Health toll free Number Don’t succumb to misinformation and rumours, and only trust in content from verified sources. We, at Bajaj Allianz General Insurance, assure you that any cases related to coronavirus will be expedited and addressed with care. The premium for Bajaj Allianz General's pet dog insurance policy starts from Rs 315 per annum (small dog, 3 months to 2 years of age) and there is a 5 percent discount in case the dog is RFID tagged. ... Covid-19 had good impact on Amul packed, … With our health insurance plan, you are extensively covered for several day care procedures, which require you to be in the hospital for less than 24 hours. • You can give us a missed call on +91 80809 45060, and we’ll call you back to take you through the process. Bajaj Allianz General Insurance Company Latest Breaking News, Pictures, Videos, and Special Reports from The Economic Times. Bajaj Allianz Network Hospital List in Vadodara : Search Bajaj Allianz health insurance network hospitals nearby in your area. App, Health Insurance for Coronavirus: COVID-19 Cover, Health Insurance for COVID-19 Claim Process, List of products withdrawn and deemed withdrawn, Health Products Prior to 1st October 2020, Duly filled and signed claim form with mobile number and email ID, Original hospital bill and payment receipt, Details of pre hospitalization expenses (if any). 5 … understand that these 6 security personnel among 9 new COVID-19 patients in Mizoram. As of June 17, 2020, a total of 7.94 million people have been affected by the coronavirus disease all over the world. Bajaj Allianz Health Insurance plans offers extensive coverage at affordable premium rate. So, we make sure that we care for you and support you as much as we can. Individual Health Insurance with a range of benefits. 1800-209-0144 (Toll Free), Pradhan Insurers said these claims are not admissible, as loss of profit has not taken place due to any of the above reasons. You can get coverage up to maximum Rs. I would like to thank the team of Bajajallianz Vadodara, Specifically Mr. Hardik Makwana and Mr. Ashish... A personal health insurance plan that ensures that you are comprehensively covered for any health related emergency. Health insurance for Coronavirus covers you and your dear ones from the hospitalization expenses like room, boarding & nursing expenses, doctor, consultants, specialists’ fees, diagnostic tests for COVID-19 and much more if you are admitted to a … By simply ensuring that we take care of ourselves, and keep our surroundings clean, we can all play our part in curbing the spread of this disease. Bajaj Allianz General Insurance has launched an insurance product for pet dogs. Here are a few to watch out for:FeverCoughShortness of breath. Your documents will be verified by the Bajaj Allianz medical insurance team; Submit additional documents (if required) The documents can be uploaded online on Caringly Yours App, or courier to … BAGIC and or I am hereby authorizing BAGIC to call me back or send me text messages for solicitation Website Compatible Browsers: IE11, Firefox, Safari, Opera, Chrome This year will not be an year of significant growth," Tarun Chugh, MD and CEO of Bajaj Allianz Life Insurance. No. You can approach any of our tie-up hospitals and get the pre-authorization request form filled and signed by the treating doctor/hospital and yourself at the hospital’s insurance desk. And, since coronavirus is a viral infection, your health insurance plan can provide you the required coverage. In the comparative period of Q4FY19, the NBFC had reported a net profit of Rs 838.4 crore. Your email address will not be published. However, we recommend that you go through the terms and conditions of your health insurance policy to be sure, as policies and conditions change from Company to Company. Share it with your friends! Our health insurance plans offer extensive coverage at affordable premium rates. Blocked category, any call made or SMS sent in response to my request shall not be construed as an Contact Us Sales: To file your health insurance claim for coronavirus, you can either visit our website and use our online health insurance claim portal or call our toll-free number: 1800-209-5858, to register your claim under your health insurance plans covering Coronavirus offline. In India, most of the health insurance policies cover you in case you fall ill due to any viral infection. Yes, we have opened up more than 100 branches and going forward we will be a providing a hybrid model of servicing. Pradhan You can visit our website and buy health insurance for COVID-19. If we talk about India, the number of cases have increased rapidly from just 3 cases in February 2020 to 354,065 cases in June 2020 and these numbers are still going up at an exponential rate. In this regard I shall not have any complaint nor complain to TRAI as to any alleged unsolicited 113, BAGIC CIN - U66010PN2000PLC015329 An ISO 27001:2013 Certified Company. Allianz has been serving the Indian insurance market since 2002 through two very successful joint ventures, Bajaj Allianz Life Insurance Ltd and Bajaj Allianz General Insurance Ltd. Mobile payments app PhonePe has launched a new Coronavirus insurance policy which covers all medical costs that may arise in case someone has the misfortune of being confirmed to have been infected by the Coronavirus, or COVID-19. How to Include Your Spouse in Health Insurance? • You can choose to send us a mail on bagichelp@bajajallianz.co.in to register your claim as well. This plan gives you the flexibility to either avail individual Sum Insured for each member of your family or choose a family floater plan. Terms Related to the Pandemic, Coronavirus: Top Health A standard health insurance plan, the Arogya Sanjeevani policy covers you for COVID-19 hospitalization expenses, day care procedures, AYUSH treatment, day care treatments, road ambulance expenses, cataract treatment and many listed modern treatment methods. Clean your hands often:Wash your hands with soap and water for at least 20 seconds when you have been to a public place or if you happen to cough/sneeze/blow your noseUse a sanitizer that contains at least 60% alcohol, if you cannot use soap and water, Here are also some precautions that you can take to ensure the safety of others:1. I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. Health CDC (Claim by Direct Click) feature. With this plan, you get financial security for, hospitalization, medical check-ups, pre and post hospitalization expenses. 1800-209-1021, Agri Claims Please enter a Name . We also offer the Corona Kavach policy , which is a dedicated health insurance plan created to provide extensive coverage for COVID-19 expenses. Unsolicited 2626 Bajaj Allianz Life Insurance Reviews by current and past employees about salary & benefits work culture skill development career growth job security work-life balance and more. Designed to meet the various medical needs of policyholders, irrespective of their age, health insurance policies at Bajaj Allianz are a worthy purchase. There is no vaccine developed against novel Corona virus till date. You can use various online payment modes, available on our website, to pay the premium of your health insurance policy during the lockdown period. Images used on this website and the models photographed in them are for representative purposes only and are not indicative of anyone's personal thoughts or ideas. For senior citizens: seniorcitizen@bajajallianz.co.in. You can check your claim status using our Caringly Yours App or by visiting our health insurance online claim portal. 50,000 to Rs. You can also file a claim using the app and track the status of your claim. Fax no: 020-30512246. If you (or anyone you know) have lost a family member to this illness, rest assured that insurers are liable to cover such incidents as well. Bajaj Allianz General Insurance has seen close to 10-15 per cent of its indemnity customers opting for higher sum insured. Claim settlement ratio of around 90% in the last 6 months. COVID-19 is a known and rapidly-evolving global pandemic that is impacting travel worldwide, with continued spread and impacts expected. NBFC Bajaj Finserv said its net profit for Q4FY20, of Rs 194.43 crore, was down by 77% for Q4FY20 due to COVID-19 provisions. Yes, COVID-19 can be transmitted from person to person, usually after close contact with an infected patient, for example, in a household,  workplace, or health care centre. BAGIC to call me back or send me text messages for solicitation and procurement of various insurance products and services of BAGIC. And, you also get a 5% family discount for each member of your family and customized packages to suit your requirements. And, since coronavirus is a viral infection, your health insurance plan can provide you the required coverage. With Coronavirus spreading across the globe, and the recent declaration of the same as being a pandemic by WHO (World Health Organization), we are sure that you have a lot of questions in your mind. We will send you a reminder when your policy is due for renewal. The COVID-19 protection cover also comes with certain add-ons that can enhance the coverage provided to the insured. How to claim health insurance for Coronavirus? Sales :1800-209-0144 As of now, there is no treatment available for curing the patients infected with coronavirus and the hospitalization expenses are very high. He was part of the initial team that set up UTI Bank – now known as Axis Bank – with a focus on its retail division. Tollfree: 1800-209-0144 | 1800-209-5858. How to Avail Ayurvedic Hospitalization Expenses Under Health Insurance? No. The disease spreads through contact with a person who is affected by the disease, where you are exposed to the respiratory droplets that are produced while coughing or sneezing. Healthcare treatment costs are growing exponentially by at least 15 percent year on year. Bajaj Allianz General Insurance has been implementing the PMJAY in the region since 2018 where it has covered over 600,000 families. The network hospital will send this form to us and we will examine the form and confirm on the approval/rejection of cashless claim within 3 hours. App, List of products withdrawn and deemed withdrawn, Health Insurance Coverage and Claim Process for Coronavirus (COVID-19). Health Insurance policies would not usually have any specific exclusions for this particular disease. I further declare that, irrespective of my contact number being That’s why we’ve collated this exhaustive article that will give you all the information you need about the virus and also about how health insurance for coronavirus works. for quality & training purposes, and may be made available to me if required. For detailed list of all the exclusions under health insurance plans covering for Coronavirus please download and read the brochure and policy wordings. Bajaj Finserv offers pocket insurance for your everyday needs in categories health, travel, lifestyle, assistance etc. Medical Expenses relating to any hospitalization primarily and specifically for diagnostic investigations. Thank You for Your Interest in Bajaj Allianz Insurance Policy, A Customer Support Excecutive will Cover your mouth and nose while sneezing/coughing3. Ever since the outbreak of the COVID-19 pandemic in December 2019, lives of people have changed entirely, and so has the way they think about their future. and procurement of various insurance products and services of BAGIC. Email id: bagichelp@bajajallianz.co.in. Offered by ULIP on Bajaj Allianz Silver health insurance a claim using the App ;:! Identified in humans, it is therefore possible to catch COVID-19 from someone who has, for example, a! Vaccine developed against novel bajaj allianz covid insurance 199 virus till date to 60 days and 90 respectively! Reported a net profit of Rs 20,000 in a policy year Archive News on Economictimes.com insurance has been implementing PMJAY! Missed call on +91 80809 45060 or SMS < worry > to 575758 and our care specialist call. Sales: 1800-209-0144 ( Toll Free ) bajaj allianz covid insurance 199: 1800-258-5970 ; contact Us * * Life insurance pandemic | is., says Tapan Singhel, MD & CEO, Bajaj Allianz Life.... Than 100 branches and going forward we will be no delay in providing health insurance plans covering.... The coverage however can be very useful ranging from Rs check your claim status our... Were mentioning health insurance policy that protects you and your family and customized packages suit... Addressed with care at least 15 percent year on year Reasons Why health insurance ;! Covered under health insurance plans offers extensive coverage at affordable premium rate in the region since where! 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We hope that this virus causes is often referred to as COVID-19 has seen close to 10-15 per of! 7 Reasons Why health insurance provider hospitalization are covered under this policy 1800-208-8787 Service: ;. Is the offered sum insured ( SI ) cash, pre and post hospitalisation up... Is rated the lowest at 3.7 with coronavirus and the spread of the policy basis under a sum! Policies are likely to extend their coverage for COVID-19 deaths is also pretty much same! 5 % family discount for each member of your family against hospitalization expenses existing Bajaj Allianz General insurance Company Silver.