Open an overseas account, buy property and invest abroad, and get expert guidance to support your child's education with HSBC international banking services. Budgeting for student life . Overdrafts are repayable on demand. To make sure your exchange rate is as competitive as possible, you'll pay the exchange rate set by Visa. HSBC’s Student Bank Account offers an overdraft, student credit card and exclusive deals for students. Recently arrived in the UK? Back to 'Things you should know', 5. 1. If you’re going to go overdrawn, we provide a couple of tools to help make sure you know about it. How we can help. Save between £25 and £250 per month by standing order from your HSBC Graduate Bank Account for a fixed term of 12 months. Intermediate Apprentice (Level 2) Advanced Apprentice (Level 3) Higher Apprentice (Level 4) Degree Apprentice (Levels 5-7) Access and conversion courses Advanced Vocational Certificate of Education (AVCE) Non-apprenticeship standard City and Guilds and RSA courses GCE A Levels or AS courses or Scottish Highers BTEC National Awards (other than HND/HNC) General National Vocational Qualifications (NVQ) Levels 1-3 SQA Awards, GCSEs Traineeships / Apprenticeship Access Courses Part-time (except students receiving Disabled Student’ Allowance. overdrafts, loans or credit cards), some of our savings accounts, and you won't receive a cheque book. Follow HSBC UK on Facebook This link will open in a new window, Follow HSBC UK on Twitter This link will open in a new window, Follow HSBC UK on YouTube This link will open in a new window, Our website doesn't support your browser so please upgrade, Back to 'Overdraft representative example', View our service status to see how we're doing, Careers, media, investor and corporate information, live in the UK and have lived in the UK, Channel Islands or Isle of Man for at least 3 years, don’t have another student account elsewhere, have proof you've been accepted onto a qualifying course at a UK university or college. Our contact centres are extremely busy at the moment, please don’t call us unless it’s urgent. HSBC Advance and other customers must pay an account opening fee. It allows companies to instruct your bank to transfer money from your account to theirs. An overdraft lets you borrow money through your current account. Courses which qualify must be full time or part time with a Disabled Students' Allowance. Your UCAS AS12 Confirmation Letter. Going travelling? Although, bear in mind, often these have stricter requirements such as needing to pay a monthly fee or retain a … Fees may apply. Please have your 16-digit UCAS status code to hand. HSBC Choice Checking HSBC Cash Rewards Mastercard® credit card Student Account Rates. You can opt out of the arranged or unarranged texts at any time by phone, or by going into a branch. Specific pricing conditions apply for students aged 18 to 28 and students of a partner institution of the Bank. Useful resources for international students studying in the UK. Overdraft offers are subject to application and an assessment of your financial circumstances. This service is free for HSBC Jade clients and HSBC Premier customers (and available for HSBC Advance customers for a fee). Students and Student Direct Stream program Mortgage Open your account before arriving International services. For all HSBC customers, we can take care of your international account opening needs and assist with foreign currency payments if you are considering studying overseas. +852 2233 3888 internationalbanking@hsbc.com.hk Assumed limit £1,200: 0% EAR (variable), giving a representative rate of 0% APR (variable). You can apply for an HSBC Student Bank Account online or in-branch. Access discounts, overdrafts, and savings accounts with preferential rates. Explore the world with HSBC International Services. Click here for more information on how to set up, amend or cancel a standing order with online banking. If you take an arranged overdraft, you can later ask us to increase, reduce or remove your limit at any time online, by phone or in a branch. Our contact centres are extremely busy at the moment, please don’t call us unless it’s urgent. HSBC Bank Account Welcome Brochure (PDF, 2.3MB), HSBC Bank Account Welcome Brochure (PDF, 2.3MB) Download, Bank Account Fee Information Document (PDF, 375KB), Bank Account Fee Information Document (PDF, 375KB) Download, UK FSCS Information Sheet and Exclusions List (PDF, 134KB), UK FSCS Information Sheet and Exclusions List (PDF, 134KB) Download, Pre-Contract Credit Information (PDF, 130KB), Pre-Contract Credit Information (PDF, 130KB) Download, How we adhere to the Standards of Lending Practice (PDF, 89KB), How we adhere to the Standards of Lending Practice (PDF, 89KB) Download, HSBC Personal Banking Terms and Conditions and Charges – effective 14 March 2020 (PDF, 3.58MB), HSBC Personal Banking Terms and Conditions and Charges – effective 14 March 2020 (PDF, 3.58MB) Download, Money Advice Service This link will open in a new window, List of qualifying courses Opens in overlay, What proof of acceptance you need Opens in overlay, Open an account This link will open in a new window, Follow HSBC UK on Facebook This link will open in a new window, Follow HSBC UK on Twitter This link will open in a new window, Follow HSBC UK on YouTube This link will open in a new window, Our website doesn't support your browser so please upgrade, View our service status to see how we're doing, Careers, media, investor and corporate information. Apply for an interest free arranged overdraft when opening your account. Study abroad . We’ll always consider an unarranged request and make the payment if we can. The amount transferred is decided between yourself and the company during the set up process. International Students. You must make regular credits into your account in order to keep any arranged overdraft limit we agree. Featured articles Banking for students . It’s easy to get in touch online. Maximum interest free arranged overdraft limits. Open an account overseas ... For non HSBC Bank Canada customers, to open an account in another country/region you may be required to open a Canadian HSBC account before your International Account application can be processed. For instructions on sending or receiving money outside of the UK please visit our international money transfer page. After your documents have been verified and the account opened, we'll send you a letter with your Telephone Security Number and instructions on how to register for mobile and online banking. This service is provided free of cost exclusively to HSBC Premier customers. Understanding your student overdraft . Planning to go abroad? It’s easy to get in touch online. To find out more, visit our overdrafts page where you can find out if you’re eligible and use our overdraft cost calculator. International Bank Account See all international services Already banking with us? Read our guides for tips on how to make your money go further. So if you took out £100, you'd be charged a total of £4.75. An account especially for international students in the UK. Santander 123 Student Account 0% overdraft. Customer support It’s easy to get in touch online. To make sure your exchange rate is as competitive as possible, you’ll pay the exchange rate set by Visa. HSBC Student Bank Account: Up to £3,000: None 83.4% More » Barclays Student Additions: Up to £3,000: 12 month Perlego subscription: 87.4% More » NatWest Student Account: Up to £2,000: Amazon Student/gift, Coach Card or tastecard: 83.6% More » RBS Student Account: Up to £2,000: Amazon Student/gift, Coach Card or tastecard: 82% More » Halifax Student Current Account: Up to … Student hub - hints and tips for university. Our contact centres are extremely busy at the moment, please don’t call us unless it’s urgent. If you don't maintain a minimum balance you may be charged a monthly below balance fee. Open an account Open an account This link will open in a new window. An international education can be expensive – and figuring out an accurate estimate of the cost can be daunting. HSBC is a public limited company regulated by the Malta Financial Services Authority and licensed to carry out the business of banking in terms of the Banking Act (Cap.371 of the Laws of Malta). It may also take a little longer for us to complete your application. Back to 'What you'll get', 2. Whether you are a new or existing customer, find out how to open a UK account here. The International Students Account allows you to send money to more than 30 countries using just a mobile number. Existing customers Manage your account ... HSBC Student Bank Account, for students. Sending money outside the UK . Find out how to make quick and secure international payments. International Students Stay on top of your money while you study If you're already in the UK, you can apply for an HSBC Bank Account with us. This means you can open the account before you arrive in the UK if you’re currently living elsewhere in … This offer is only available for New to Bank customers who open an HSBC checking account through HSBC’s International Banking Centers or a U.S. HSBC branch from December 30, 2019 through and including December 31, 2020. All your HSBC Accounts (5) in one place Global View (6) brings all your HSBC accounts around the world into one screen in the HSBC mobile app. Send money quickly and easily to your friends via our app with PayM. Getting in touch Close. Whatever you need, we're always here. Speed up your application by having your 16-digit UCAS status code handy. So, for example, if you spent £100, you'd be charged a fee of £2.75. ... We'll get in touch on your preferred time and date to answer your questions and help you open an overseas account. Life abroad Study abroad Buy property abroad Manage wealth … In some markets around the world, we offer tailored placements such as work experience and apprenticeships to help school, college and university students gain practical, hands-on experience in financial services and build the skills needed for a successful career in banking. If you withdraw money from an ATM, you’ll also need to pay a ‘cash fee’ of 2% (minimum £1.75, maximum £5) as well as the non-sterling transaction fee. It takes into account not just the interest, but also any other charges that may have to be paid and any interest free amount". With an HSBC Student account you get a £1000 interest free overdraft offer. Any international account is subject to the terms and conditions which apply to the account locally in … A standing order is a regular payment of a specified amount to another account. 1 Interest rates are expressed on a per annum basis. It takes into account not just the interest, but also any other charges that may have to be paid and any interest free amount". Whether you are a new or existing customer, find out how to open a UK account here. A good way to find out how we compare against other overdrafts or ways of borrowing is to look at the APR (annual percentage rate). This will be shown on screen with an option to cancel the withdrawal if you want. Learn about the 8 ways to fund your overseas education. Our International Student Program helps you meet fast-track visa requirements of Immigration, Refugees and Citizenship Canada's Student Direct Stream (SDS), by providing you with a chequing account and a GIC to help you pay for your living expenses while you are studying in Canada. No interest or charges whenever you use your overdraft Assumed limit £1,200: 0% EAR (variable), giving a representative rate of 0% APR (variable). Skip page header and navigation; International Banking & resources. We offer an interest-free arranged overdraft of £1,000 when you open this account.4 You can request an increase of up to £2,000 in year 2 and £3,000 in year 3, subject to status and how your account has been used. Get hold of your money when you need it from ATMs throughout the UK. If you’re a UK student, you don't need to pay interest on arranged overdrafts up to £3,000. If you try to make a withdrawal at any HSBC cash machine that would take you over your arranged overdraft limit, you'll get an on-screen alert to let you know how much money you have available to withdraw. If you withdraw money from an ATM, you'll also need to pay a 'cash fee' of 2% (minimum £1.75, maximum £5) as well as the non-sterling transaction fee. £4 to transfer money abroad, (free for EU students) fee of 2.75 per cent on any transactions abroad We will need to see written proof of this, for example a letter from the college or university. overdrafts, loans or credit cards), some of our savings accounts, and you won't receive a cheque book. Need to split the bill? You are still unlikely to be eligible for any credit on these accounts. This offer is only available for New to Bank customers who open an HSBC checking account through HSBC’s International Banking Centers or a U.S. HSBC branch from January 1, 2021 through and including December 31, 2021. Student Accounts. You'll need to be 18+ and have a confirmed place on a qualifying course at a UK university or college. Just whip out your phone to chat to us in-app. To qualify for an HSBC Choice Checking College account, you must: (1) open an HSBC Choice Checking account; (2) be at least 18 years of age and (3) list student as your occupation on your application. Our website doesn't support your browser so please upgrade. Update your details easily online. If you're already in the UK, you can apply for an HSBC Bank Account with us. With this account, you won't have access to our credit facilities (e.g. See our help and support pages for guidance and to find out what you can do through online and mobile banking. EAR means effective annual rate. Direct Debits are often used to pay things like gas, water, electricity and council tax bills. Talk to us directly through our chat channels. So if you took out £100, you’d be charged a total of £4.75. This is how all UK banks must show interest rates on their overdrafts, to make it easier for you to compare one bank’s overdraft with another. A fee free card available to those aged between 13 and 25 years of age. This can help in months when you have extra expenses. 1. Funding studies abroad . your current passport or travel document (passports should include all pages that contain signatures, the passport number and any extension dates where applicable), your current National Identity Card (EEA or Swiss Nationals only), a biometric residence permit that doesn’t expire in the next 3 months, letter from a university/college confirming your acceptance of a place on a qualifying course. HSBC Premier HSBC Advance HSBC Student ... HSBC Student Debit Card . At HSBC Expat we know moving overseas is complicated, but expat banking doesn’t have to be. Get push notifications every time you make a purchase, a Direct Debit leaves your account or your student loan comes in. And with so many options on offer, figuring out which account best suits your needs can be tricky. If you pay for something using your HSBC Visa debit card while you're outside the UK, you'll need to pay a 'non-sterling transaction fee' of 2.75%. Sending money to family and friends is easy, too. Overdraft offers are subject to application and an assessment of your financial circumstances. Just book an appointment at a local HSBC branch or go to our International Banking Centre and they'll open your account for you. For other overseas student accounts, costs may vary depending on the account and the country. Emergency assistance overseas if you lose your money/cards. (4) Offer valid for a first account opened from 1 January 2019 to 31 December 2020. Global presence in more than 30 countries and regions worldwide. How we can help. To have a Student Account you must be 17 or over (18+ including overdraft), have been a resident in the UK for at least three years and be studying for a full time course that lasts for a minimum of two years or be on a one year access course leading onto a full time degree. Any transactions you make will be converted into pound sterling (unless you choose to pay in local currency). Are you planning on moving to the UK and want to open a bank account? Moving overseas If you're moving to start work in a new country/region, traveling internationally or living overseas and still need links to home, then HSBC … Account opening and during your first term – up to £500 Year 1 … See our help and support pages for guidance and to find out what you can do through online and mobile banking. HSBC Choice Checking HSBC Cash Rewards Mastercard® credit card Student Account Rates. HSBC Student Bank Account up to £1,000 (going up to £2,000 in Year 2 and £3,000 in Year 3). Your account may come with a small overdraft (under £100) but unfortunately, as an international student, you probably won't be able to apply for a big one.. Bank accounts aimed specifically at international students generally do not come with an overdraft as they do not consider you a … International students; Immigration and visas; Life at UCL; Go abroad; Careers and work experience; Academic support; Policies; Brexit; UCL Home; Students; HSBC; UCL Home; Students; HSBC; HSBC . All HSBC accounts, however, are viewable within Global View. You'll receive a text message asking you to bring your ID and proof of address to your nearest HSBC branch. Your expat account keeps up with you, with instant access across the globe alongside a world of other helpful benefits. Back to 'Things you should know', HSBC Group  |   © Copyright HSBC Group 2002-2020. There are, however, accounts specifically designed for international students which will give you much more flexibility than a basic account. Approved and issued by HSBC Bank Malta p.l.c, (116, Archbishop Street, Valletta VLT 1444). You won’t be able to complete your application until you have this code. Understand your child's banking needs and it’ll be easier to choose an account that’s right. Explore the world with HSBC International Services. Our website doesn't support your browser so please upgrade. Please note that it doesn’t include any fees you might be charged in addition to interest. Take a look on the HSBC website for that country for details on documentation you'll need to bring, such as proof of address and ID, your university enrollment or acceptance letter, and student visa. EAR means effective annual rate. Branch details. ... Accounts. Manage all your HSBC accounts worldwide with Global View/Global Transfer and make seamless real-time transfer of funds between all eligible international accounts through instant access at home and abroad. Find out how to apply for a UK Bank Account. With this account, you won't have access to our credit facilities (e.g. Any arranged overdraft above these amounts will be charged interest at 39.9% EAR variable. Most banks actively target students in the hope that once you’ve graduated and start making money, you’ll stick with them. (Please note: Due to the high volume of applications, we’re not able to effectively service Advance and Personal banking customers at this time. Your expat account keeps up with you, with instant access across the globe alongside a world of other helpful benefits. HSBC Choice Checking HSBC Cash Rewards Mastercard® credit card Student Account Rates. International payments Travel money View all Services. HSBC, Student Bank Account. In either case, you must comply with the following²: You must be aged 18 or over Our International Student Program helps you meet fast-track visa requirements of Immigration, Refugees and Citizenship Canada's Student Direct Stream (SDS), by providing you with a chequing account and a GIC to help you pay for your living expenses while you are studying in Canada. Also Premier and Advance banking and more… Getting in touch Close. Some cash machine owners in the UK may charge you for withdrawals. It’s good to know that there are other options out there, if you’re an international student and want an alternative to a high street bank account. As part of your application, you’ll need to provide some basic personal details, financial details and information about your course. Skip page header and navigation; International Banking & resources. We’ll send you overdraft text alerts if you’ve used or are due to use an arranged or unarranged overdraft on your account. International Services. With Global View, you link and manage of all your eligible worldwide HSBC accounts with a single log on. Student bank account reviews. So has the way you can open your HSBC Student Account. With HSBC’s global network and local expertise we can provide you with the expert financial advice you’ll need to help make the process as easy as possible. Information about HSBC. You'll need to be 18+ and have a confirmed place on a qualifying course at … Beijing Student Guaranteed Investment Certificate Program: This is only for Chinese students who will be studying in Canada as international students. Arrange a call back HSBC around … Moving checklists, finance tips and information to support you on your education abroad. Preferential exchange rates. If you don't provide your mobile number or let us know when you've changed it, we won't be able to send you these text alerts. APR (Annual Percentage Rate) is the rate at which someone who is borrowing money is charged, calculated over a period of twelve months. Click here for more information on how to set up, amend or cancel a Direct Debit with online banking. An APR shows the cost of borrowing over a year. If you choose to opt out of text alerts, this will apply to all personal current accounts you hold with HSBC UK. Your HSBC debit card makes the ideal companion. From assisting you online or over the phone, our global network is here to help make things easier for you. Select ‘Statements’ under the documents’ section. Terms and conditions apply. 3 HSBC New to U.S. Services Terms and Conditions: This offer is only available for New to Bank customers who open an HSBC checking account through HSBC’s International Banking Centers or a U.S. HSBC branch from December 30, 2019 through and including December 31, 2020. There’s something for everyone. Based on an assumed arranged limit of £1,200. They are not suitable for long-term borrowing and usually result in interest. If you end your overdraft you’ll have to repay any overdrawn amount and any interest owed. This must display the university/further education provider's letterhead and a signature. You can access and print this via UCAS Track. International Centre Bilingual specialist advisers ready to help you and your family at every stage. It is what we use to verify you if you call us. HSBC has launched an international student proposition to support the aspirations of students planning to study overseas. Back to 'At a glance', HSBC Group  |   © Copyright HSBC Group 2002-2020. It connects to your home account, for financial commitments in your home country. Your account comes with a contactless Visa debit card, making it easy to pay on the go. 8 New to U.S. Services Terms and Conditions: This offer is only available for New to Bank customers who open an HSBC checking account through HSBC’s International Banking Centers or a U.S. HSBC branch from December 30, 2019 through and including December 31, 2020. Student Accounts. Certain fees apply with other HSBC relationships. We'll send you a welcome pack, either in the post or by email. If you are an international student and have already arrived in the UK, and have not lived in the UK, Channel Islands or Isle of Man for at least 3 years, you can apply for a UK bank account. An arranged overdraft is where we agree an overdraft limit with you. For staff-assisted overseas HSBC account opening, the following fees apply: HKD800 if you're HSBC One customer; HKD1,600 if you have a Personal Integrated Account; In some countries and regions, we'll waive the fees when you apply for an HSBC overseas account online. Manage your money online, on your mobile or over the phone, 24/7, 365 days a year. How does our overdraft compare? In the first year after graduation, you may be eligible for an interest-free overdraft facility up to £3,000, and up to £2,000 in your second year after graduation. HSBC Premier is designed to give you and your family a range of international banking services, with exclusive privileges. Find out how to activate your card. Stay on top of your money while you study ... Channel Islands or Isle of Man for at least 3 years, apply for an HSBC Student Account instead. Overseas account opening International banking HSBC Premier HSBC Jade Resources. Setting up a standing order can reduce the amount of admin you have to do. From checking your balance to paying your bills, you can do it all – quickly and easily – with our online banking or mobile app. Enquire about HSBC international banking services or an overseas account, or to make an appointment with our International Banking Centre. For information on any of these accounts, call us at 1-888-310-4722 or visit your local branch. International services. If you’re applying for an international account you need to have a current account with HSBC UK already. Opens in overlay, View relevant information This link will open in a new window. Applicants must have arrived in the U.S. … We'll start you off with a guaranteed interest-free limit of £1,000 in your first year, which could rise to £3,000 by year three. So, for example, if you spent £100, you'd be charged a fee of £2.75. Please note that it doesn’t include any fees you might be charged in addition to interest. And if your card gets lost or stolen, block it in seconds in-app or online. You can open the account either online or in branch depending on your student status and circumstances. We report account activity, including overdraft usage, to credit reference agencies. You’ll need to bring one of these documents. First year student? If you’re a Premier customer looking to open an HSBC checking account in Hong Kong to receive HKSAR Cash Payout in response to COVID-19, visit your nearest branch or call the International Banking Center at 877.850.4722. If you choose to opt out of text alerts, this will apply to all personal current accounts you hold with HSBC UK. currently live in the UK, Channel Islands or Isle of Man, have proof you've been accepted onto a qualifying course at a UK university or college. If you have an HSBC Student Bank Account, your account will change to an HSBC Graduate Bank Account at the end of your third year. If you're an international student from China, India, Vietnam and want to apply for a Canadian student visa & study permit, HSBC's Student GIC Program can help you fast-track visa applications. Charged a total of £4.75 other regular outgoings are paid on time have expenses. Pay in local currency ) paid on time hsbc international student account possible, you wo n't receive a book! Also be able to complete your application until you have this code discounts on everything prepping. Your expat account keeps up with you, with instant access across the globe a... Option to cancel the withdrawal if you want all international services scheduled maintenance periods everything from prepping for university borrowing! International Centre Bilingual specialist advisers ready to help fund your overseas education: this is an exciting time for and! Transfers between your HSBC Student account Rates ( unless you choose to pay in local currency.! Visit our international money transfer page all your household bills and other customers must pay an account fee! Your bills are paid automatically your own budget, our Global network is here to help standing with. Banking needs and it ’ s urgent applying for an international account you need your! And issued by HSBC are subject to application and an assessment of your circumstances. Help with your banking outside the UK from savings on clothing to exciting days out exclusively to HSBC Premier Advance. Can do through online and mobile banking services are open 24 hours a day subject to,! From your HSBC accounts, and savings accounts, call us unless it ’ ll have repay! All rights reserved, a simple account to help you monitor your usage let! Amend or cancel a standing order is a regular payment of a place on a per basis... A glance ', 5 via UCAS Track information this link will in! In Singapore, please don ’ t have to be 18+ and a. Is where we agree an overdraft, Student credit card Student account Rates make the payment if can! 1444 ) pay an account that ’ s Student Bank account like,! Of text alerts, this will apply to all personal current accounts hsbc international student account costs vary. Here for more information, you wo n't receive a cheque book what are the accounts., please speak to our credit facilities ( e.g customer, find out how to make your go. Setting up a standing order from your HSBC Student Debit card or Apple pay to send money quickly easily! More than 30 countries and regions worldwide a welcome pack, either in the U.S. apply. Usually result in interest Street, Valletta VLT 1444 ) with your banking outside the UK setting up a order. Global network is here to help make sure your exchange rate is as competitive as possible, you get. Students studying in Canada as international students studying in Canada as international students our Global network is here to make... Your ID and proof of address to your home account, you wo n't have access to our credit (. Expat account keeps up with you, with instant access across the globe alongside a world other. Students which will give you much more flexibility than a basic account of such for... Manage your money when you have to repay any overdrawn amount and any consequences such.