Bajaj allianz future gain policy is very good investment option. 35 year old person buys this Bajaj Allianz Future Gain policy for a term of 24 years and chooses to pay annual premium of Rs. 36,000). These are reduced from the NAV of the fund, and 5. 25,27,222 (the regular premium fund value). It has an assured value of Rs. Time Taken for Settlement Process Post the Policy Is Surrendered: After the surrender request is submitted the customer gets a confirmation call for the pay-out. (We have 7 different fund options which gives 8.5% to 48% of absolute return) 2. After the policy term is over, on maturity he receives approximately Rs. This plan lets you optimize your investments – hence, ensuring that you get maximum value of your money. Bajaj Allianz Future Gain Plan Death Benefit is subject to the Guaranteed Death Benefit, which is 105% of the Total Paid Premiums as on the date of death. Bajaj Allianz - Future Gain - Blue Chip Equity Fund: Get the Latest NAV Value, Performance and Returns of Bajaj Allianz - Future Gain - Blue Chip Equity Fund. 50000 for a term of 20 years. You stop paying the premium – If you stop paying the premiums after 3 policy years, the policy acquires a Paid Up Value for a Reduced Sum Assured but the policy would be eligible for any future regular additions. Generally you can surrender … Benefits of Bajaj Allianz Investment Plan - Future Gain. Bajaj Allianz Future Gain plan offers additional riders which can be attached to the base policy for extra coverage. The policy Sum Assured or Guaranteed Death Benefit is reduced to the extent of any partial withdrawals from the Regular Premium Fund during two years from the date of death (if made). You want to surrender the policy – There is a Guaranteed Surrender Value in this plan but depends on the Premium paying Term. Surrender Charges: These are the charges which you need to bear in case you want to surrender your ULIP policy before the tenure of the plan. Hello! I hold a Bajaj Allianz New UnitGain policy with issue date 19-Aug-2009. Since 3 yrs are not completed yet, […] Performance is based on this details: 1. The next premium paymen date is 19-Aug-2012. In which fund yu have invested ur money? The Sum Assured chosen by him is Rs.7 lakh. Email ID: bagichelp@bajajallianz.co.in. I have already payed 3 premiums (Total Rs. 4,08,000 with a policy term of 20 years and Rs. Bajaj Allianz Future Gain is a unit linked insurance plan that gives you an opportunity to gain maximum benefits at much affordable cost. Mailing Address: Bajaj Allianz House, Airport Road, Yerawada, Pune-411006. Option to visit the nearest Bajaj Allianz Life Insurance branch. The maturity benefit offered by the policy is the sum of the fund value as a result of the regular premiums and any top-up premiums that you have paid. 12,000 annual premium. Fund management charges: These are charges for management of fund. Instead, you take the cash surrender value. The value of the investments you will get back if you cancel or "surrender" your policy: By "surrendering" your policy in exchange for the cash value, you render the life insurance portion null and void.This means your beneficiary will no longer be eligible to receive any death benefit. A Bajaj Allianz Future Gain policy is very good Investment option the,. These are charges for management of fund plan - Future Gain ( We have 7 different fund which... Which can be attached to the base policy for extra coverage investments – hence, ensuring that you get Value. Him is Rs.7 lakh issue date 19-Aug-2009 after the policy term of years! 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